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In an insightful article by Pat Murphy for Massachusetts Lawyers Weekly, we talk about workers' compensation claims arising from COVID-19, with a focus on the legal considerations of "inherent risk" and causation. Angel C. Melendez is featured for his role in representing a supermarket worker in a pioneering case before the Department of Industrial Accidents (DIA). This case underscores the legal challenges and efforts to define the parameters of compensation eligibility for workers affected by the pandemic. We work to highlight COVID-19 as an inherent risk of employment, and discuss what it means for workers across industries. Read More Here

Your Rights as an Employee - Right to a Safe Workplace: You have the right to work in an environment that is safe and free from recognized hazards that could cause death or serious physical harm. - Right to Report Violations: If you believe your workplace is not following OSHA standards or there are serious hazards, you can file a complaint with OSHA. - Right to Protection from Retaliation: It's illegal for your employer to retaliate against you for reporting safety and health violations, which includes firing, demoting, transferring, or any form of discrimination. How to Report a Violation - Identify the Violation: Take note of the specific OSHA standard or hazard that is being violated in your workplace. - Gather Evidence: If possible, gather evidence such as photos, videos, and witness statements that support your claim. - File a Complaint: You can file a complaint with OSHA online, by mail, or by phone. Provide as much detailed information as possible about the violation and your workplace. Protections for Employees OSHA offers protections for employees who exercise their rights under the Act, including making complaints about workplace safety and health hazards. If you face retaliation for reporting a violation, you can file a complaint with OSHA against your employer for retaliation. This complaint must be filed within 30 days of the retaliatory action. It's important for employees to know that they play a significant role in maintaining a safe work environment. Reporting violations not only protects you but also your coworkers by ensuring that necessary safety measures are in place and standards are met. Remember, OSHA's primary goal is to prevent workplace injuries, illnesses, and deaths, and your reports contribute to this mission. If you're unsure about a potential violation or need guidance on the reporting process, consider consulting with a professional who can provide advice and support.

Getting into a motor vehicle accident can be a stressful experience, especially if the at-fault driver doesn't have enough insurance to cover all your damages. In Massachusetts, if you find yourself in such a situation, you might have the option to pursue a claim under your own underinsured motorist coverage. This is a part of your auto insurance policy designed to protect you when the other driver's insurance falls short. What is Underinsured Motorist Coverage? Underinsured motorist coverage steps in when the other driver's liability limits are too low to cover your medical bills, lost wages, and other related expenses from the accident. For example, if your total damages are $50,000, but the other driver's insurance only covers up to $30,000, your underinsured motorist coverage can cover the remaining $20,000, depending on your policy limits. How Does It Work? - Review Your Policy: The first step is to check your own insurance policy to understand your underinsured motorist coverage limits. - File a Claim: If the at-fault driver's insurance isn't enough, you can file a claim with your insurance company under your underinsured motorist coverage. - Provide Documentation: You'll need to provide evidence of your damages, including medical bills, repair estimates for your vehicle, and proof that the other driver's insurance is insufficient. Important Considerations - Time Limits: Be aware of any time limits for filing an underinsured motorist claim with your insurance company. These deadlines can vary, so it's important to act quickly. - Legal Guidance: Navigating the claims process can be complex. Consulting with an attorney who specializes in motor vehicle accidents can help ensure that you're taking all the right steps and maximizing your potential compensation. Pursuing a claim under your underinsured motorist coverage is a valuable option for ensuring you're fully compensated after an accident caused by someone with insufficient insurance. While it might seem daunting to deal with insurance companies and legal processes, knowing your rights and how to use your coverage can make a significant difference in your recovery. Remember, you don't have to navigate this alone; professional guidance can ease the process and help you focus on what's most important—your recovery.